Q: Can I finance a used boat or just new ones?
Both! We can help finance new and used boats. The loan terms and rates may vary depending on the age and condition of the vessel, but we have lenders who work across the full spectrum of boat purchases.
Boat Loans
Get out on the water sooner
Easy access to finance for your boat — whether it's weekend adventures or family fun.
Whether you're dreaming of fishing trips, sailing adventures, or family days on the water, a CCL Boat Loan makes it possible — with flexible terms, competitive rates, and no massive upfront costs.
Key Features & Highlights
Finance new or used boats
Include trailers in your loan
Finance safety equipment and accessories
Flexible loan terms from 1–7 years
Secured loans with competitive rates
Weekly, fortnightly, or monthly repayments
Fast approval process
Cover fishing, sailing, or recreational boats
The CCL Difference
Your Boat Lending
Specialist
At CCL, we understand that owning a boat is about freedom, adventure, and making memories on the water. That's why we work with a large panel of trusted lenders to find boat finance that fits your maritime dreams and your budget, not the other way around.
Customised boat finance solutions
Whether you want to include your trailer, safety equipment, or upgrades — we'll tailor your loan to your water adventure.
Secure Your Boat Loan Today
3 Quick and Easy Steps to
Securing Your CCL Boat Loan
Personalised Loan Build
Chat with our team over the phone. We'll tailor a loan structure around your goals and needs — built just for you.
Streamlined Application
We handle all the nitty-gritty. Provide the details we need, and we take care of the rest — simple, seamless, and stress-free.
Fast Decision
Thanks to our expertise and strong lender relationships, your loan decision comes quickly. We make it so easy, you'll be saying: "That was too easy!"
Ready to Get Started?
Let's build your personalised boat loan solution together. Our expert team is ready to guide you through every step.
Get StartedLoan Calculator
Want an idea of what your van loan repayments might look like? Enter your loan amount and term — we'll show you an estimate.
Loan Details
$
$5,000
$500,000
%
1%
20%
1 year
30 years
Important Note
This calculator provides estimates only. Actual rates and repayments may vary based on your individual circumstances, credit history, and lender requirements. Contact us for a personalised quote.
Your monthly repayment
$1,001.90
Based on $50,000.00 over 5 years
Weekly Payment
$231.21
Fortnightly Payment
$462.41
Monthly Payment
$1,001.90
What We Finance
Everything you need for your boating adventure
Finance new or used boats
Include trailers and safety equipment
Cover fishing, sailing, or recreational boats
Enjoy flexibility with repayment options
Fishing gear and marine electronics
Navigation and communication systems
Marine insurance packages
Boat covers and storage solutions
Outboard motors and engines
Water sports equipment
Anchoring and mooring gear
Interior and comfort upgrades
AND MORE
Whatever your boating adventure needs — we've got you covered.
Benefits & Features
Flexible terms, secured/unsecured options, 40+ lenders, fast approvals, finance from $5,000 to $200,000 (conditions apply), fixed and variable options.
$5,000 to $200,000
Finance from $5,000 to $200,000 (conditions apply)
Secured or Unsecured
Choose the option that works best for your situation
Fixed & Variable Rates
Select the rate structure that matches your preferences
Flexible Terms
Repayment periods designed around your lifestyle and budget
40+ Lenders
Access to a large panel of trusted lenders for the best fit
Fast Approvals
Quick decisions so you can move forward with confidence
Frequently Asked Questions
Hot-button questions about boat loans
Q: Can I include a trailer and accessories in my loan?
Yes! Many lenders allow you to bundle the trailer, safety equipment, marine electronics, and other accessories into the same loan — so you can hit the water fully equipped from day one.
Q: What's the minimum and maximum I can borrow?
You can borrow from $5,000 up to $200,000 (conditions apply). The amount depends on your income, expenses, credit profile, and the value of the vessel. We'll work with you to find the right loan size.
Q: Can I get approved if I'm on a visa?
It depends on your visa type and residency status. Some lenders accept certain visa holders (conditions apply). Contact us to discuss your specific situation and we'll find the best path forward.
Q: How fast can I get pre-approved and access funds?
Pre-approval can often be provided within 24–48 hours. Once approved, funds are typically available within 1–3 business days, depending on the lender and your circumstances.
Other Personal Loans We Offer
Like a shop has other items in store
Personal Loans
Flexible loans for whatever life throws your way — your plan, your choice.
Explore your optionsCaravan Loans
Hit the road with confidence — finance your caravan and start creating memories.
Explore your optionsGreen Loans
Make eco-friendly upgrades — solar panels, energy-efficient appliances, or electric vehicles.
Explore your optionsMedical / Dental / Cosmetic
Spread the cost of treatments or procedures with flexible repayment options.
Explore your optionsVehicle Repairs
Finance urgent or planned vehicle maintenance with ease.
Explore your optionsGap Loans
Cover shortfalls for vehicle or personal asset finance.
Explore your optionsFuneral Loans
Access fast, dignified finance for funeral or memorial expenses.
Explore your optionsEducation Loans
Invest in your learning or your child's education, with flexible repayment.
Explore your optionsHolidays / Travel
Fund your dream trip and spread the cost over manageable payments.
Explore your optionsWeddings
Finance the big day — venue, catering, dress, and everything in between.
Explore your optionsRenovation / Home Improvement
Upgrade your home with flexible finance for renovations or extensions.
Explore your optionsPool & Spa
Create your backyard sanctuary with finance for pools, spas, or landscaping.
Explore your optionsShares / Investments
Access funds to invest in shares, managed funds, or other financial assets.
Explore your optionsMulti-Purpose Loans
Flexible finance for any purpose — consolidate, invest, or fund what matters most.
Explore your optionsGarages & Sheds Loans
Finance your garage, shed, or workshop build without the financial stress.
Explore your optionsDebt Consolidation
Combine multiple debts into one easy repayment and take back control of your finances.
Explore your optionsLet's Make It Happen
Your Water Adventure Awaits
Let's Talk
Whether it's a brand new boat or a pre-loved vessel, we're here to help you get out on the water with confidence.
Get Started