Business Loans

Cap Raise | Equity Finance

Access finance to fund growth, expansion, or asset purchases using equity in your business or existing assets.

Fund expansion Leverage equity Growth capital Asset purchases Flexible terms No daily impact Business development Strategic funding Capital injection

Businesses can leverage existing equity or raise capital for operations, equipment, or expansion projects. This approach allows you to unlock the value in your business or assets without disrupting daily operations, providing strategic capital when you need it most.

Key Features & Highlights

Access growth capital using equity in your business or assets
Fund expansion, equipment purchases, or operational needs
Flexible loan structures tailored to your business goals
Finance from $100,000 to $5,000,000+ depending on equity value
Secured or unsecured options based on business performance
No impact on daily cashflow while accessing strategic funding
Loan terms from 1-7 years to match your growth timeline
Leverage existing business value without diluting ownership

Eligibility & Features

What makes equity finance ideal for strategic business growth

Fast Approvals

Once equity is assessed, approvals can be processed quickly so you can act on opportunities without delay. Strategic funding when timing matters.

Large Panel of Lenders

Access to specialist lenders who understand equity finance structures. We'll match you with lenders offering the most competitive rates and flexible terms.

Flexible Eligibility

Available for established businesses with equity in assets, property, or the business itself. Suitable for expansion projects, equipment purchases, or operational capital.

Note: This information is provided for general guidance only and does not constitute financial advice. Eligibility and loan features vary by lender and individual circumstances. Contact CCL for personalised assistance.

Use Cases & Examples

How equity finance fuels business growth and expansion

Fund Expansion or New Business Projects

Launch new initiatives, open additional locations, or diversify your offerings

Finance Large Equipment Purchases

Acquire machinery, vehicles, or technology to scale operations

Cover Operational Shortfalls

Bridge cashflow gaps during seasonal downturns or unexpected challenges

Raise Capital for Growth Without Affecting Daily Cashflow

Access strategic capital while maintaining operational liquidity

Strategic Acquisitions

Purchase competing businesses or complementary operations for market expansion

Working Capital Injection

Strengthen balance sheet and position your business for major contracts or opportunities

And more! Every business growth story is unique — let's find the right equity solution for yours.

Finance Structures Commonly Used

Flexible equity finance options to match your needs

Secured Equity Finance

Leverage equity in business assets to access funding. This structure uses your existing business assets, property, or equipment as security to unlock capital. Because it's asset-backed, secured equity finance typically offers lower interest rates and larger funding amounts. Ideal for businesses with substantial assets looking to fund major expansion or investment projects while maintaining operational cashflow.

Unsecured Equity Funding

Flexible finance based on business performance and asset value. This approach evaluates your business's overall value, revenue performance, and growth trajectory to provide funding without tying up specific assets. While rates may be higher than secured options, it offers speed and flexibility without the complexity of asset valuations. Perfect for high-performing businesses needing quick access to growth capital.

Important: This information is general in nature and does not constitute financial, tax, or legal advice. Finance structures and their suitability vary based on individual business circumstances. Consult with CCL and your tax advisor to determine the best structure for your situation.

Ready to Fuel Your Growth?

Unlock the equity in your business and access capital for expansion. Let's discuss your growth plans.

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Loan Calculator

Want an idea of what your van loan repayments might look like? Enter your loan amount and term — we'll show you an estimate.

Loan Details

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$5,000 $500,000
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Important Note

This calculator provides estimates only. Actual rates and repayments may vary based on your individual circumstances, credit history, and lender requirements. Contact us for a personalised quote.

Your monthly repayment

$1,001.90

Based on $50,000.00 over 5 years

Weekly Payment

$231.21

Fortnightly Payment

$462.41

Monthly Payment

$1,001.90

Total Interest

$10,113.85

Total Amount Payable

$60,113.85

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