Motor Vehicles

You can finance a wide range of motor vehicles including cars, SUVs, sedans, hatchbacks, wagons, and personal-use vehicles. We finance both new and used vehicles up to 25 years of age at the end of the loan term.

Motor vehicle finance typically starts from $5,000. The maximum amount depends on your financial situation, credit history, and the vehicle's value. Our team will work with you to determine the right loan amount for your circumstances.

Yes! We finance both new and used motor vehicles. Used vehicles can be up to 25 years of age at the end of the loan term, giving you flexibility in your vehicle choice.

Motor vehicle loans typically range from 1 to 7 years. The right term depends on your budget, the vehicle's age, and your financial goals. Longer terms mean lower monthly repayments but more interest paid over time.

While a deposit isn't always required, having one can improve your chances of approval and may secure you a better interest rate. We'll discuss your deposit options when structuring your loan.

Fixed rates stay the same for the life of the loan, giving you certainty in your repayments. Variable rates can go up or down based on market conditions. We'll help you choose the option that best suits your situation.

With our streamlined process and strong lender relationships, many motor vehicle loan applications can be approved within 24–48 hours. In some cases, we can provide conditional approval even faster.

Yes! If you have an existing car loan with another lender, we can help you refinance to potentially secure a better rate or more suitable terms. Contact us to discuss your refinancing options.