Boat Loans

You can finance virtually any type of boat including fishing boats, runabouts, bowriders, cabin cruisers, centre consoles, pontoon boats, sailboats, catamarans, yachts, and even tinnies. We work with specialist marine lenders who understand all vessel types.

Yes! We can arrange finance for boats purchased from private sellers, dealerships, auctions, and online marketplaces. We'll help ensure all documentation is correct for a smooth settlement.

Deposits typically range from 10–20% depending on the boat type, age, and your financial situation. In some cases, we can arrange low or no deposit options for approved borrowers with strong credit.

Absolutely! You can finance the boat, trailer, outboard motor, navigation equipment, safety gear, and other marine accessories all in one loan package.

Pre-approval can be provided within 24–48 hours. Once you've found your boat and submitted final documentation, full approval typically takes 3–5 business days. Urgent applications can often be fast-tracked.

A chattel mortgage is typically used for business purposes and may offer tax benefits. A consumer loan is for private recreational use. We'll recommend the best structure based on how you'll use your boat.

Yes, we can help you refinance an existing boat loan to potentially get a better interest rate, reduce your repayments, or access equity for upgrades and improvements.

Most lenders require comprehensive marine insurance as a condition of the loan to protect both you and the lender. We can help arrange competitive marine insurance quotes as part of your loan package.