Tradie Loans
Get moving with a Tradie Loan — fast, simple, and designed for your first commercial vehicle.
Get Started in Your Trade
A Tradie Loan helps you get started after completing your apprenticeship and registering your ABN. Even if you've only just started trading, you can access finance for your first commercial vehicle or business asset. We understand the challenges of starting out — limited trading history shouldn't stop you from getting the tools you need to earn.
What Falls Under Tradie Loans?
Finance designed specifically for newly qualified tradespeople
First Commercial Vehicle
Purchase your first work vehicle:
- Utes & work vans
- Light trucks
- Trade vehicles with fit-outs
- New or quality used vehicles
Essential Equipment
Access tools to start earning:
- Power tools & equipment
- Trade-specific machinery
- Safety equipment
- Ladders, scaffolding & storage
Fast & Simple Process
Jump straight into work:
- New ABN? No problem
- Limited trading history accepted
- Fast approvals (24–48hrs)
- Start earning immediately
How Tradies Use This Finance
Real-world examples of how Tradie Loans help you get started
Purchase Your First Ute
You've just completed your plumbing apprenticeship and registered your ABN. You need a reliable ute to carry tools, materials, and get to job sites. A Tradie Loan helps you finance your first commercial vehicle so you can start taking on work immediately.
Access Essential Equipment
As a newly qualified electrician, you need professional-grade power tools, test equipment, and a van fit-out. Instead of waiting months to save up, a Tradie Loan gets you equipped now so you can start earning and building your reputation.
Jump Straight Into Work
You've landed your first few commercial contracts as a carpenter, but you need a vehicle and equipment to fulfil them. A Tradie Loan provides fast finance approval so you don't miss out on opportunities while waiting for capital.
Build Your Business Foundation
Starting as a mobile mechanic requires tools, diagnostic equipment, and a work van. Even with a brand new ABN, a Tradie Loan recognises your trade qualifications and work potential, helping you establish your business from day one.
Finance Structures Commonly Used
Simple, straightforward options for tradies
Chattel Mortgage
A loan to purchase your vehicle or equipment while you own it from day one. Most popular with tradies because you can claim GST credits, depreciation, and interest as tax deductions. Perfect for your first commercial vehicle.
Hire Purchase
Own the asset after making regular payments over time. Simple, structured, and predictable. No balloon payment at the end — ownership transfers automatically. Great for tradies who want straightforward finance without surprises.
Important: This information is general in nature and does not constitute financial or tax advice. Consult with CCL and your accountant to determine which option is right for you.
Ready to Get Started?
Let's build your personalised green loan solution together. Our expert team is ready to guide you through every step.
Get StartedLoan Calculator
Want an idea of what your van loan repayments might look like? Enter your loan amount and term — we'll show you an estimate.
Loan Details
Important Note
This calculator provides estimates only. Actual rates and repayments may vary based on your individual circumstances, credit history, and lender requirements. Contact us for a personalised quote.
Your monthly repayment
$1,001.90
Based on $50,000.00 over 5 years
Weekly Payment
$231.21
Fortnightly Payment
$462.41
Monthly Payment
$1,001.90