Pay cash upfront for business assets and refinance the back end to release capital back into your business.
This finance structure allows businesses to purchase assets outright, then refinance to recover funds for reinvestment. It's a strategic way to acquire what you need while keeping working capital available for growth and operations.
What makes sale & buyback ideal for strategic asset purchases
Quick assessment and approval process means you can move fast when opportunities arise. Purchase your assets with confidence knowing finance is ready.
Access to specialist lenders who understand asset-backed finance structures. We'll find you competitive rates and terms that work for your business.
Available for businesses purchasing assets up to $100,000. No need to tie up working capital — pay cash and refinance to release funds back to operations.
Note: This information is provided for general guidance only and does not constitute financial advice. Eligibility and loan features vary by lender and individual circumstances. Contact CCL for personalised assistance.
How sale & buyback finance supports business growth
Negotiate better prices by paying cash, then refinance to recover the funds
Free up working capital tied in assets to reinvest in operations or growth
Keep your business running smoothly with available funds for day-to-day needs
Flexible financing for a wide range of business asset purchases
Perfect for purchasing delivery vans, trucks, or fleet vehicles
Finance essential tools and equipment for construction, trades, and services
And more! Every asset purchase is unique — let's find the right structure for you.
Two flexible approaches to unlock asset value
Sell your asset to the lender and lease it back to free up cash while retaining use. This structure converts your owned assets into immediate working capital while you continue using them through a lease arrangement. Ideal for businesses with existing assets looking to unlock equity for expansion or operational needs without disrupting current operations.
Recover capital tied up in owned assets, structured to suit cashflow needs. Purchase assets with cash upfront, then refinance them shortly after to release funds back into your business. This approach gives you the negotiating power of cash purchases while maintaining flexible capital for operations. Perfect for strategic asset acquisitions where timing and cashflow are critical.
Important: This information is general in nature and does not constitute financial, tax, or legal advice. Finance structures and their suitability vary based on individual business circumstances. Consult with CCL and your tax advisor to determine the best structure for your situation.
Pay cash, refinance smart. Let's structure your asset purchase to keep capital available for what matters most.
Get StartedWant an idea of what your van loan repayments might look like? Enter your loan amount and term — we'll show you an estimate.
This calculator provides estimates only. Actual rates and repayments may vary based on your individual circumstances, credit history, and lender requirements. Contact us for a personalised quote.
Your monthly repayment
$1,001.90
Based on $50,000.00 over 5 years
Weekly Payment
$231.21
Fortnightly Payment
$462.41
Monthly Payment
$1,001.90
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