Construction & Trade Equipment
Get the tools and machinery your trade business needs to deliver projects efficiently and grow.
Key Features
Why Choose Construction Equipment Finance?
Unlock the power of modern equipment without the upfront cost
Win More Projects
Having the right equipment helps you bid on more jobs and complete them faster. Modern tools increase your productivity and profitability.
Preserve Cashflow
Finance allows you to spread the cost over time. Keep working capital available for wages, materials, and growth opportunities.
Tax Benefits
You may be eligible for tax deductions on interest, depreciation, and lease payments. Consult your accountant for personalised advice.
What Falls Under Construction & Trade Equipment Finance?
General contractors and trades professionals can finance a wide range of essential equipment
Scaffolding Systems
Complete scaffolding setups for residential and commercial projects
Concrete Mixers & Pumps
From portable mixers to commercial-grade concrete pumping equipment
Power Tools (Commercial Grade)
Industrial drills, saws, grinders, and other professional power tools
Welding Equipment
MIG, TIG, stick welders, and plasma cutters for metal fabrication
Compressors
Air compressors for pneumatic tools and spray painting
Generators
Portable and standby generators for job site power
Trade Tools
Hand tools, tool kits, and specialised trade equipment
Lifts & Hoists
Material lifts, chain hoists, and lifting equipment
And More
Any construction or trade equipment your business needs
Finance Structures Commonly Used
Choose the structure that best suits your business needs
Chattel Mortgage
A loan to purchase your asset while you own it from day one. Flexible repayments and potential tax benefits for business use. Ideal for businesses looking to own equipment outright while claiming GST credits and depreciation.
Finance Lease
Lease the asset over a fixed term with payments that suit your budget. You typically return the asset at the end or have the option to buy. Great for businesses wanting to upgrade equipment regularly and claim lease payments as tax deductions.
Operating Lease
A rental-style arrangement for your asset, often with lower upfront costs. Ideal if you want use without ownership. Perfect for short-term projects or equipment you'll upgrade frequently.
Hire Purchase
Own the asset after making regular payments over time. Simple, structured, and predictable for personal or business use. Ownership transfers automatically at the end of the term with no balloon payment.
Important: This information is general in nature and does not constitute financial or tax advice. The best finance structure depends on your individual circumstances. Consult with CCL and your accountant to determine which option is right for you.
The CCL Difference
At Custom Choice Lending, we understand that construction and trade businesses need reliable equipment to win projects and maintain quality standards. Whether you're a sole trader just starting out or an established contractor looking to expand your fleet, we work with you to find finance solutions that fit your cashflow.
We know the challenges of managing work schedules, materials, and wages — which is why we prioritise fast approvals and flexible terms. With access to 40+ specialist lenders, we compare options to get you competitive rates and structures that work for your business, not against it.
Your success is our success. Let's build it together.
Get Equipped Today
3 Quick and Easy Steps to
Financing Your Construction Equipment
Tell Us What You Need
Chat with our team over the phone. We'll tailor a finance structure around your equipment needs and business goals — built just for you.
We Compare Options
We handle all the nitty-gritty. Our team searches 40+ lenders to find the best rates and terms — simple, seamless, and stress-free.
Get Approved & Equipped
Thanks to our expertise and strong lender relationships, your finance decision comes quickly. You'll be equipped and ready to work in no time!
Loan Calculator
Want an idea of what your van loan repayments might look like? Enter your loan amount and term — we'll show you an estimate.
Loan Details
Important Note
This calculator provides estimates only. Actual rates and repayments may vary based on your individual circumstances, credit history, and lender requirements. Contact us for a personalised quote.
Your monthly repayment
$1,001.90
Based on $50,000.00 over 5 years
Weekly Payment
$231.21
Fortnightly Payment
$462.41
Monthly Payment
$1,001.90
Ready to Get Started?
Let's build your personalised green loan solution together. Our expert team is ready to guide you through every step.
Get StartedFrequently Asked Questions
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