Machinery & Industrial Tools
Finance essential equipment and machinery to power your operations and grow your business.
Key Features
Why Choose Machinery & Plant Finance?
Invest in productivity-boosting equipment without tying up capital
Boost Productivity
Modern machinery increases efficiency, reduces downtime, and helps you complete projects faster. Stay competitive with the latest equipment technology.
Preserve Cashflow
Finance allows you to spread the cost over time rather than paying large upfront amounts. Keep working capital available for operations, payroll, and growth opportunities.
Tax Benefits
Depending on your structure, you may be eligible for tax deductions on interest, depreciation, and lease payments. Consult your accountant for personalised advice.
What Falls Under Plant & Machinery Finance?
Finance essential equipment across construction, mining, agriculture, and manufacturing industries
Construction | Earthmoving
High-quality machinery helps you win tenders and deliver projects efficiently:
- Excavators
- Dozers
- Loaders
- Rollers
- Trenchers
- And more
Mining
Access equipment critical for underground and surface mining:
- Dump trucks
- Drill rigs
- Graders
- Loaders
- Scrapers
- And more
Agriculture
Finance seasonal machinery with repayment schedules that suit your operations:
- Tractors
- Headers
- Sprayers
- Mulchers
- Harvesters
- And more
Finance Structures Commonly Used
Choose the structure that best suits your business needs
Chattel Mortgage
A loan to purchase your asset while you own it from day one. Ideal for businesses looking to own machinery outright while claiming GST credits, depreciation, and interest as tax deductions.
Finance Lease
Lease the asset over a fixed term with payments that suit your budget. Great for businesses wanting to upgrade machinery regularly and claim lease payments as tax deductions.
Operating Lease
A rental-style arrangement with lower upfront costs. Perfect for seasonal operations or equipment you'll upgrade frequently — use without ownership.
Hire Purchase
Own the asset after regular payments. Simple, structured, and predictable — ownership transfers automatically at the end of the term with no balloon payment.
Important: This information is general in nature and does not constitute financial or tax advice. Consult with CCL and your accountant to determine which option is right for you.
The CCL Difference
At Custom Choice Lending, we understand that machinery and plant equipment are major investments that directly impact your productivity and profitability. Whether you're in construction, mining, agriculture, or manufacturing, we work with you to find finance solutions that align with your operational needs and business cycles.
We know the importance of reliable equipment, seasonal cashflow challenges, and the pressure to stay competitive — which is why we offer flexible terms and seasonal payment options where applicable. With access to 40+ specialist lenders, we compare options to get you competitive rates and structures that support your operations.
Your success is our success. Let's power your operations together.
Power Your Operations Today
3 Quick and Easy Steps to
Financing Your Machinery & Equipment
Tell Us What You Need
Chat with our team over the phone. We'll tailor a finance structure around your equipment needs and operational requirements — built just for you.
We Compare Options
We handle all the nitty-gritty. Our team searches 40+ lenders to find the best rates and terms — simple, seamless, and stress-free.
Get Approved & Productive
Thanks to our expertise and strong lender relationships, your finance decision comes quickly. You'll be up and running with new equipment in no time!
Loan Calculator
Want an idea of what your van loan repayments might look like? Enter your loan amount and term — we'll show you an estimate.
Loan Details
Important Note
This calculator provides estimates only. Actual rates and repayments may vary based on your individual circumstances, credit history, and lender requirements. Contact us for a personalised quote.
Your monthly repayment
$1,001.90
Based on $50,000.00 over 5 years
Weekly Payment
$231.21
Fortnightly Payment
$462.41
Monthly Payment
$1,001.90
Ready to Get Started?
Let's build your personalised green loan solution together. Our expert team is ready to guide you through every step.
Get StartedFrequently Asked Questions
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