Trucks

You can finance a wide range of trucks including light commercial trucks, heavy-duty trucks, semi-trailers, tipper trucks, flatbed trucks, and specialised commercial vehicles. We finance both new and used trucks for business or personal use.

Truck finance typically starts from $10,000 and can go significantly higher depending on the vehicle type and your circumstances. The maximum amount depends on your financial situation, credit history, and the truck's value. Our team will work with you to determine the right loan amount.

Yes! We finance both new and used trucks. The age limit for used trucks depends on the vehicle type and lender requirements, but we work with specialist lenders who understand commercial vehicle financing.

Truck loans typically range from 2 to 7 years, depending on the vehicle's type, age, and your business needs. For heavy commercial vehicles, we can often arrange longer terms to keep repayments manageable while maintaining cash flow.

Not necessarily! While most truck finance is for business use, we can also arrange finance for personal use vehicles. The structure and rates may differ depending on whether it's for business or personal use.

Yes, for business purposes, we can often structure your loan to include the GST component. This can help with cash flow, and the GST may be claimable through your business activity statements. Speak to your accountant about the tax implications.

Both are common for truck finance. Chattel mortgage offers ownership from day one with potential tax benefits, while commercial hire purchase means the lender owns the vehicle until final payment. We'll explain which structure works best for your situation.

Many truck loan applications can receive conditional approval within 24–48 hours. For larger commercial vehicles, the process may take slightly longer as we ensure you get the best possible terms.