Commercial & Equipment Finance

Trucks & Fleet Vehicles

Finance the right vehicles to keep your business moving efficiently and grow operations with ease.

Trucks and Fleet Vehicles
Utes & vans Light trucks Heavy trucks Prime movers Fleet vehicles Buses & coaches Company cars Trailers Fast approvals

Key Features

Finance for new and used trucks, vans, and fleet vehicles
Flexible terms from 1–7 years to suit your cashflow
Competitive rates from 40+ specialist lenders
Fast approvals to keep your business moving
Covers utes, trucks, prime movers, buses, trailers, and more
Tax benefits with Chattel Mortgage and Finance Lease structures
Fleet solutions for multiple vehicles with streamlined administration
Support for sole traders, companies, and partnerships

Why Choose Vehicle Finance?

Keep your business mobile without tying up valuable capital

Keep Operations Running

Having reliable vehicles means you can deliver services on time, transport goods efficiently, and maintain your reputation for reliability.

Preserve Cashflow

Finance allows you to spread the cost over time. Keep working capital available for inventory, wages, and growth opportunities.

Tax Benefits

You may be eligible for tax deductions on interest, depreciation, and lease payments. Consult your accountant for personalised advice.

What Falls Under Vehicle Finance?

Vehicle finance helps businesses access cars, utes, trucks, and fleet vehicles needed to operate efficiently

Construction | Trades

Keep your team and materials moving with:

  • Utes & vans
  • Light trucks
  • Trailers (including refrigerated)
  • And more

Transport | Logistics

Transport your goods reliably with:

  • Heavy trucks & prime movers
  • Fleet vehicles
  • Buses & coaches
  • And more

Corporate | Fleet

Ensure your team is mobile and productive:

  • Passenger vehicles (cars, SUVs)
  • Company cars
  • And more

Finance Structures Commonly Used

Choose the structure that best suits your business needs

Chattel Mortgage

A loan to purchase your asset while you own it from day one. Flexible repayments and potential tax benefits. Ideal for businesses wanting to own vehicles outright while claiming GST credits and depreciation.

Finance Lease

Lease the asset over a fixed term with payments that suit your budget. Great for businesses wanting to upgrade vehicles regularly and claim lease payments as tax deductions.

Operating Lease

A rental-style arrangement, often with lower upfront costs. Perfect for fleet management or vehicles you'll upgrade frequently.

Hire Purchase

Own the asset after making regular payments over time. Ownership transfers automatically at the end of the term with no balloon payment.

Important: This information is general in nature and does not constitute financial or tax advice. Consult with CCL and your accountant to determine which option is right for you.

The CCL Difference

At Custom Choice Lending, we understand that vehicles are the lifeblood of many businesses. Whether you're a tradie needing a reliable ute, a logistics company expanding your fleet, or a corporate team requiring company cars, we work with you to find finance solutions that keep your business moving forward.

We know the challenges of vehicle downtime, maintenance costs, and the pressure to deliver on time — which is why we prioritise fast approvals and flexible terms. With access to 40+ specialist lenders, we compare options to get you competitive rates and structures that support your operations, not slow them down.

Your success is our success. Let's get you moving.

Get Moving Today

3 Quick and Easy Steps to

Financing Your Fleet Vehicles

Tell Us What You Need

Chat with our team over the phone. We'll tailor a finance structure around your vehicle needs and business goals — built just for you.

We Compare Options

We handle all the nitty-gritty. Our team searches 40+ lenders to find the best rates and terms — simple, seamless, and stress-free.

Get Approved & Moving

Thanks to our expertise and strong lender relationships, your finance decision comes quickly. You'll be on the road in no time!

Loan Calculator

Want an idea of what your van loan repayments might look like? Enter your loan amount and term — we'll show you an estimate.

Loan Details

$
$5,000 $500,000
%
1% 20%
1 year 30 years

Important Note

This calculator provides estimates only. Actual rates and repayments may vary based on your individual circumstances, credit history, and lender requirements. Contact us for a personalised quote.

Your monthly repayment

$1,001.90

Based on $50,000.00 over 5 years

Weekly Payment

$231.21

Fortnightly Payment

$462.41

Monthly Payment

$1,001.90

Total Interest

$10,113.85

Total Amount Payable

$60,113.85

Get Your Personalised Quote

Ready to Get Started?

Let's build your personalised green loan solution together. Our expert team is ready to guide you through every step.

Get Started

Frequently Asked Questions