Outboard Motors Loans

You can finance all types including trolling motors, portable small motors (2–10HP), mid-range motors (15–75HP), high-performance motors (80–150HP), and large offshore motors (150HP+). We finance motors from all major brands including Yamaha, Mercury, Suzuki, Honda, and Tohatsu.

Yes! Whether you're upgrading an existing boat's motor, replacing a failed engine, or buying a motor for a boat you already own, we can arrange standalone outboard motor finance.

Deposits typically range from 10–20% of the motor cost. For high-value motors from authorized dealers, we may be able to arrange reduced deposit options for approved borrowers with strong credit.

Absolutely! Your loan can cover the outboard motor, rigging, gauges, steering systems, fuel systems, controls, and professional installation costs — everything needed to get your motor on the water.

Pre-approval typically takes 24–48 hours. Full approval usually takes 3–5 business days. We can fast-track urgent approvals if you need to replace a failed motor quickly.

Yes, we arrange finance for used outboard motors purchased from dealers, marine retailers, and private sellers. We'll help ensure the motor is properly valued and documented for your protection.

Outboard motor loans typically range from $2,000 for smaller motors up to $80,000+ for high-performance multi-engine offshore setups. We'll structure the right loan amount based on the motor type and your financial situation.

Many lenders require comprehensive marine insurance that covers your outboard motor. This protects you and the lender from theft, damage, or loss. We can help arrange competitive marine insurance quotes.

Yes! Many customers trade in their old motor as part of the upgrade. We'll help structure the loan based on the net amount after your trade-in value is applied to the new motor purchase.

If you've financed a new motor with a manufacturer warranty, any warranty repairs are handled by the dealer or service center at no cost to you. Your loan repayments continue as normal during any warranty work.