Finance Made Simple,
Life Made Easier
Proudly based in the Northern Territory and serving Australians nationwide, we're guiding 1000's of clients into their goals. From first cars and lifestyle milestones to growing businesses and upgrading equipment, our 14+ years of experience and access to large panel of trusted lenders ensures we handle the details so you can focus on what matters most.
Get Pre-Approved Today
Take the guesswork out of finance
Let's find the right solution for you!
Are you...
Starting your first business and unsure where to begin?
Looking to expand your existing business?
Planning your first car purchase or loan?
On a Visa and unsure if you qualify?
Considering debt consolidation to simplify your life?
Unsure how much you can borrow for your next big goal?
Pre-Approval Gives You:
A clear picture of your borrowing power
Faster approvals when you find the right opportunity
A roadmap to reach your personal or business goals
Fast-track your goals without stress or delay
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Our secure pre-approval application form will be integrated here. Ready to find your perfect loan?
Our Services
Commercial | Equipment Finance
Business moments worth backing — equipment, machinery, trucks, fleet vehicles, medical and dental equipment, construction gear, or any tools that keep your operations moving. Finance that works with how you run your business.
Explore your optionsBusiness Growth Loans
Fuel your business growth — from low-doc, short-term, and cashflow solutions to invoice finance, expansion funding, and more. Flexible, tailored loans to keep your business moving forward, fast and streamlined
Explore your optionsAutomotive Finance | Vehicle Concierge
Your next move on the road — new or used cars, motorcycles, vans, and trucks, quads. From first cars to upgrades, we make finance simple and keep life moving. Option of our Vehicle Concierge service to source, negotiate, and coordinate your perfect vehicle
Explore your optionsMarine | Watercraft Loans
Flexible finance options for boats, yachts, sail boats, and jet skis — so life on the water stays simple.
Explore your optionsEarthmoving | Rural Equipment | Towing Assets
Support for tractors, excavators, diggers, lawn mowers, and property equipment, horse floats, trailers and more, designed for lifestyle and land ownership.
Explore your optionsOne-Stop-Shop
Personal Essentials & Life Support Loans
Designed for real-life moments that require clarity, care, and fast access to funding. Medical, dental and cosmetic needs, vehicle repairs, gap loans, funeral expenses, education, debt consolidation.
Explore your optionsLifestyle, Growth & Multi-purpose Loans
Finance that supports experiences, milestones, and intentional life upgrades. Holidays and travel, weddings, renovations, pool & spa, shares and investments, and multi-purpose usage.
Explore your optionsCaravans, Campers & Mobile Living
From caravans, RV's and campers to tiny and portable homes, finance that supports freedom, travel, and modern living.
Explore your options8X Award Winning Treatments
Protect Your Investment — Long-Time Gain, Lifetime Coverage. Award-winning treatments for paint and interior, plus prestige industrial-grade window film to shield your vehicle, caravan, boat, or fleet from Australia's harsh elements. Lifetime protection designed to last.
Explore personal optionsNationwide Extended Warranties
Protect your new asset Australia Wide — car, caravan, boat, or any recreational vehicle; coverage options keep your investment safe and your mind at ease.
Explore your options
"Finance made simple, Life made easier"
Commercial/Equipment Finance
Every business has a story, and we're here to fund the next chapter! We work with sole traders, start-ups, and established businesses access finance that fuels growth, stability, and opportunity.
Commercial Equipment
Secure the machinery and tools your business relies on, with finance designed to suit your workflow and budget.
Trucks, Cars, Fleet Vehicles
Flexible solutions for vehicles that keep your team and operations moving efficiently, from single cars to full fleet management.
Medical & Dental Equipment
Finance the specialised equipment your practice needs, with options that align with operational demands and professional growth.
Tradie Loans
Just finished your apprenticeship and registered your ABN? Get your first vehicle on the road fast – finance that gets you moving and ready to work.
Business Growth &
Working Capital Loans
Business growth requires flexibility, speed, and tailored solutions. Our Business Growth Loans are designed to keep your business moving forward — whether it's managing cash flow, funding expansion, or bridging short-term gaps. With options structured around your unique needs, you can focus on scaling your business with confidence.
Low Doc Loans
Simplified finance for fast access to funds, ideal for businesses needing flexible, low-documentation solutions.
Cash Flow & Invoice Finance
Keep your business running smoothly with tailored solutions to manage short-term cash flow or unlock the value of unpaid invoices.
Expansion & Tailored Funding
Support growth initiatives with loans designed for expansion, equipment upgrades, or bespoke business needs.
Vehicle | Motorbike | Boats | Caravans & More
Earthmoving, Rural Equipment, Towing Assets
Tractors, excavators, diggers, lawn mowers, horse floats, trailers and essential rural or property equipment.
Explore options
Cars, Motorbikes & Trucks Finance
Finance for vehicles of all types, personal, lifestyle, or work, keeping you moving with ease.
Explore options
Caravans, Campers, RVs, Mobile Homes Finance
For travel, freedom, and off-grid living.
Explore options
Personal Essentials & Life Support Loans
Designed for real-life moments that require clarity, care, and fast access to funding.
Educational Loans
Flexible funding to support studies, training, and professional development.
Explore your options
Funeral Loans
Discreet support when it matters most, helping you honor your loved ones.
Explore your options
Cosmetic Medical/Dental Loans
Cover elective or reconstructive procedures with affordable, tailored finance.
Explore your options
Debt Consolidation Loans
Combine multiple repayments into one, simpler plan to regain control.
Explore your options
Gap Loans
Short-term finance designed to bridge immediate costs or timing gaps.
Explore your options
Vehicle Repairs
Fast, flexible finance to cover unexpected repairs, keeping you on the road.
Explore your options
Lifestyle, Growth & Multi-Purpose Loans
Finance that supports experiences, milestones, and intentional life upgrades.
Pool & Spas Loans
Flexible finance to create your backyard oasis — fun, relaxation, and lifestyle made easy
Explore your options
Renovations
Finance designed to support home upgrades, improvements, or projects without disrupting your cash flow
Explore your options
Holiday/Travel Loans
Flexible funding to support travel plans, experiences, and time away — structured around your lifestyle.
Explore your options
Multi-Purpose Loans
One solution, multiple uses. Access funds that can be applied across different needs, priorities, or opportunities.
Explore your options
Shares Loans
Structured lending to support share purchases or investment strategies, aligned with your broader financial goals.
Explore your options
Partner With Us
Because who you bring into your business matters.
Are your referrals actually being prioritised or just added to a queue?
Do you know how your clients are handled once they leave your ecosystem?
Is finance supporting your sales... or quietly slowing them down?
Do the people representing your business match your standards, values and commercial mindset?
At Custom Choice Lending, we operate as an extension of your business,
not a disconnected third party.
Your clients are treated as your clients, not transactions.
What this unlocks:
Faster approvals without friction
Finance that protects relationships, not risks them
A trusted team model — not single-person reliance
Continuity, professionalism, and commercial care
This isn't referral finance.
This is business alignment.
Nationwide
Extended Warranties
What would it cost if your car, boat, or motorhome broke down tomorrow?
Could a single repair wipe out your savings?
Are you fully covered if you travel interstate or finance your vehicle over several years?
Do you want to buy from a private sale but worried paying wear and tear tax?
Are you wanting to protect yourself on your current vehicle?
Cover that fits your situation — new, used, or partially under manufacturer warranty
Australia-wide service — repairs and support no matter where you are
Transferable coverage — add value if you sell your vehicle later
Options for vehicles up to 20 years of age
Unlimited claims
Unlimited Kilometres
Parts and labour included
No excess to process a claim
A small investment now can save thousands later protecting your vehicle, your budget, and your peace of mind.
Because the unexpected shouldn't cost you thousands.
Protect yourself from costly repairs before they happen. A small upfront investment
can save thousands later and keep your vehicle, lifestyle, and budget on track.
8 X Award Winning Protections
Award winning high performance treatments for your assets Provider for 8 consecutive years!
Got yourself a shiny new car?
Want to keep it looking that way?
You can't NOT drive it. So you are gonna have to protect it!
And if you're gonna get protection, you may as well get the best!
You need to GardX it!!!
Graphene Ceramic Protection
The ultimate shield for your vehicle. Our graphene ceramic coating provides unmatched durability, extreme gloss, and superior hydrophobic properties.
Prestige
Get into your home sooner with flexible lender solutions.
Refinancing
Lower your repayments, access cashback, or unlock equity for renovations or debt consolidation.
Investment Property Loans
Structure smartly, minimise risk, and maximise return.
Construction & Renovation Loans
Build, expand, or upgrade with staged finance.
Home Extension Loans
Transform your living space with tailored funding for extensions, adding immediate value and comfort to your home.
Testimonial Videos
Northern Territory Roots, Nationwide Reach
Proudly based in the NT and serving clients Australia-wide, no location off limits
Real Solutions for Real Assets
From cars and fleet vehicles to machinery and specialised equipment, we structure finance to protect and grow your investment.
Experience That Counts
With 14+ years in asset finance, we manage the details so you can focus on results. Insightful, practical, and always effective.
Partnerships That Amplify Your Business
We integrate seamlessly with your business ecosystem, supporting your clients, team, and network to create trust, confidence, and better outcomes.
Flexible Finance, Tailored to You
Chattel mortgages, finance leases, operating leases, and hire purchase — all structured to suit your cashflow, timelines, and growth plans.
Let's map your goals.
From upgrading your business fleet to securing the equipment that powers your operations, we guide every step with expertise and clarity — so your asset ambitions become reality, without distraction.
Talk with Peta or Kim today — we listen first, then tailor the options that fit your objectives and your timeline.
Next-level guidance, made simple:
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See your possibilities — uncover the solutions that suit your business and lifestyle goals.
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Strategise with confidence — we design financing to align with your timing, growth, and priorities.
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Execute seamlessly — we manage the details, so you focus on results, not paperwork.
FAQ: Finance & Lending Services
The Hub.
Empowering your financial journey with expert knowledge, market insights, and straightforward advice.
The trap of looking at interest rates only.
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Does having the lowest interest rate mean I have the lowest cost loan?
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